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There are days left to renew

for coverage starting January 1

IT'S TIME TO RENEW FOR 2022!

Get the best coverage for the best cost.

Act by December 15 to have coverage starting January 1. Open Enrollment ends January 15.

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is here to make the renewal process as smooth and simple as possible for you. Below, you'll find important information about your 2022 Affordable Care Act (ACA) health plan. Please review it carefully – along with the rate notice you received in the mail. Then, follow the step-by-step renewal checklist to compare options and finalize your 2022 health plan!

Shop 2022 Health Plans

It's important to know all your options when shopping for your 2022 health plan. And we're here to help you choose the right one for your needs and budget. We've added new plans — including some lower-cost options.

Enter your county to see which health plans are available in your area:

Check the Boxes to Renew

Para obtener información en español sobre cómo renovar su plan, visite es.bluecrossnc.com/renovar.

1. Review and Compare

It all starts on the Manage Plan page on Blue Connect℠. When you log in, you'll find a lower-cost option, if available.

If you'd like to explore more options, it's simple to compare the plans you're interested in.

Click the "Make Changes to This Plan" button at the bottom of the Health Plan "Future" column on the left.
Review the list of health plans available in your area.
Click the "Compare Plan" checkbox for any plans you're interested in to get a side-by-side look at what they offer.

Manage Plan

2. Check Your Network

Once you've found the right plan for 2022, be sure to check our Find a Doctor tool to make sure your doctors and hospitals will be in-network.

When you have a primary care physician (PCP), you have a partner in your health care – someone you see regularly who knows the whole picture of your well-being.
A primary care physician offers important preventive care including flu shots and other important immunizations for you and your children.
When your provider is in-network, your out-of-pocket costs are lower.

Find a Doctor

3. Choose Your Plan

Once you've considered all your needs and compared your options, it's time to take action.

If you're happy with your 2022 health plan, continue to pay your premium as usual, and your plan will go into effect on January 1, 2022.
If you want to change your 2022 health plan,
- Visit the Manage Plan page.
- Click the "Make Changes to This Plan" button at the bottom of the page.
- Or click "Choose Plan" under any of the available options.
- Or you can simply call your authorized Blue Cross NC agent.

Change Your 2022 Plan

Key Dates to Remember

November 1: Open Enrollment begins.
December 15: Complete your renewal by this date for coverage starting January 1.
January 1: Due date for January payment.
January 15: Open Enrollment ends. The deadline to change your 2022 health plan for coverage starting February 1.

Vision and Dental

Your oral health and vision play an important role in your overall health. Blue Cross NC offers affordable plans for both vision and dental. You can purchase coverage at any time throughout the year, with or without Blue Cross NC medical coverage.

See What's Available

Tell Us What You Think

Your opinion matters to us! Take our brief survey about your renewal experience, and you'll get a $15 gift card!*

Take Our Survey

Finalize Your Health Plan

Once you've chosen your health plan for 2022, the last step is to finalize it by making your January payment.

If you've selected a new Blue Cross NC plan, and:
- You do not use AutoPay with your current plan: You will need to make your initial payment on BlueCrossNC.com/Pay. Pay by January 1 for your plan to go into effect.
- You use AutoPay with your current plan: It will not automatically transfer to your new plan. You must make your initial premium payment for coverage to begin. After making your first payment, visit Blue Connect to re-establish AutoPay for your new plan.
If you've decided to keep your renewal health plan, and:
- You use AutoPay: You're all set! Credit cards will be charged January 1 and bank accounts will be drafted January 3. You can view your bill on Blue Connect five days prior to January 1.
- You do not use AutoPay: Your January invoice will arrive mid-December. Your payment is due by January 1 for your 2022 plan to take effect. You can enroll in AutoPay at any time on Blue Connect.

Make a Payment

Note: If you choose a plan after December 15 but before Open Enrollment ends January 15, you will need to make your payment by February 1 for your plan to go into effect February 1. This means you will not have health coverage for the month of January.

Give us your thoughts. Get a gift card!

Just answer a few questions to help us serve you better. As a thank you, we'll send you a $15 Blue Rewards gift card.* Be sure to complete the survey by 12/15/21.

Questions?

Visit the Contact Us area of Blue Connect to get help through live chat or secure messaging.
Reach out to your authorized Blue Cross NC agent, if you have one.
Make an in-person or virtual appointment at one of our Blue Cross NC Centers located across the state.

* Your chance to earn Blue Rewards may be available for a limited time only. Please note that it may take time for activities to show as completed on the Blue Rewards page in your wellness portal and for you to receive the notification to redeem your gift card. All federal, state and local taxes on gift cards, if applicable, are the sole responsibility of the member. Members should consult their tax professional for any advice on whether or not gift cards are considered reportable income. Rally Health is an independent company that is solely responsible for the services it provides. Rally Health does not offer Blue Cross or Blue Shield products or services. Must be at least 18 years old to participate. Participation restrictions apply based on plan type, and rewardable activities are not available for all plan types. Visit the wellness portal on Rally^® for activities currently available to you. Blue Cross NC reserves the right to change or discontinue Blue Rewards at any time, including changing dollar amounts and available rewards, without prior notification. Visit BlueCrossNC.com/WellnessRewards for full program terms and conditions. Consult with your benefits administrator or contact Blue Cross NC Customer Service for questions or support.

1 Three no-cost in-network PCP visits available on specific plans.

2 Blue Cross NC Brand Tracking; Ipsos; June 2021.

Special Enrollment Periods are available for individuals with qualifying events. The federal government determines eligibility and subsidy amount for health insurance plans purchased on the federally facilitated Marketplace. Details can be found at healthcare.gov.

HealthSherpa is an independent company providing health plan enrollment services on behalf of Blue Cross NC.

All other trade names are the property of their respective owners.

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Source: https://www.bluecrossnc.com/my-2022-plan